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MyRupaya Grocery Discount Tool: Cut Grocery Bills on BigBasket, Zepto and Blinkit

Everyone needs groceries every week. Be it a college student, office-goer, or homemaker, your grocery bills often form the biggest chunk of your budget. Grocery apps like Zepto, BigBasket, and Blinkit have simplified shopping, but costs can pile up fast.

Think about it — you open Zepto to buy a few essentials, and within minutes, your ?1,000 bill becomes ?2,000. That’s why knowing how to save matters.

MyRupaya’s Grocery Discount Finder lets you save on every grocery order. Over a year, that’s thousands saved effortlessly.

This article explains:
• How to use the Grocery Discount Finder smartly
• What MyRupaya generally offers shoppers
• Best credit cards to save on grocery apps
• Ways to reduce grocery bills using MyRupaya + credit cards
• Common FAQs from everyday shoppers

How MyRupaya’s Grocery Tool Helps You Save

It’s straightforward yet highly effective. Instead of wasting time on expired coupons, MyRupaya automatically maps discounts and card offers.

1. Best Grocery App Offers – Get valid coupon codes from all major grocery apps instantly.
2. Credit Card Cashback Mapping – Each credit card offers unique grocery perks. For instance, Amazon Pay ICICI and HDFC Neu cards each add value on different grocery platforms.
3. Stacking Benefits – Combine coupon codes and card cashback. Example: Mix Zepto discount codes with HDFC cashback for dual savings.
4. Live Deal Notifications – Grocery deals expire fast. MyRupaya ensures you see only valid, updated offers.

Whether you shop from Zepto, Blinkit, or BigBasket, you always know which payment saves the most.

Beyond Groceries – MyRupaya’s Broader Purpose

MyRupaya goes beyond groceries—it’s an all-in-one deal platform. It analyzes your spending behavior and recommends savings.

It covers:
• Movies – Paytm movie offers, PVR, and BookMyShow discounts.
• Travel – flight & hotel booking cashback.
• Food Delivery – Zomato, Swiggy, and Instamart.
• Top e-commerce cashback and coupons.

For groceries, it specializes in:
• Zepto grocery savings – Instant Zepto offers & card deals.
• BigBasket online shopping – Maximize NeuCoin and cashback returns.
• Blinkit app offers – Identify Blinkit + card combo deals.
• Amazon Fresh & Flipkart Grocery – View card + coupon-based discounts instantly.

To sum up, MyRupaya’s goal is that you always get maximum cashback on every order.

Best Grocery Cashback Credit Cards (2025)

The right card can transform your monthly grocery budget. Here are the top-performing cards for grocery buyers in 2025:

HDFC Swiggy Credit Card (Top for Grocery Apps)

• Cashback: 10% on Swiggy & Instamart
• Other Benefits: 5% on online stores like Myntra
• Annual Fee: ?500 (waived on ?2 lakh spend)

Why it’s great: Works for Zepto grocery too, as MyRupaya identifies it under “food delivery”. Combine with Zepto coupon codes from MyRupaya to multiply your savings.

2. HDFC Tata Neu Infinity Credit Card – Best for BigBasket & Blinkit

• Cashback: 10% NeuCoins via Tata Neu app on BigBasket & Blinkit
• Other Benefits: Discounts on hotels and electronics
• Annual Fee: ?1,499

Why it’s great: Earn NeuCoins usable directly for groceries or Blinkit orders.

3. HSBC Live+ Credit Card – Best for Online & Offline Groceries

• Cashback: 10% on both online & offline groceries
• Other Benefits: Multicategory savings beyond groceries
• Annual Fee: ?999

Why it’s great: Only card offering grocery benefits both online and offline.

4. SBI Tata Neu Infinity Credit Card – Tata Neu Partner Card

• Cashback: NeuCoin rewards on BigBasket & Tata Neu apps
• Other Benefits: Wider Tata ecosystem coverage
• Annual Fee: ?1,499

Why it’s great: Strong value for families using BigBasket monthly.

5. Amazon Pay ICICI Credit Card – Best Free Grocery Card

• Cashback: Guaranteed cashback on grocery orders
• Other Benefits: 1% on all other purchases
• Annual Fee: Absolutely free card forever

Why it’s great: Ideal for Amazon Fresh and Flipkart Grocery buyers.

Grocery Credit Card Comparison

Instead of tables, here’s the breakdown in paragraph format for SEO tools:

The HDFC Swiggy Credit Card gives 10% cashback on Instamart and Zepto grocery purchases with an annual fee of ?500 (waived on ?2L spend).
The HDFC Tata Neu Infinity Credit Card provides 10% NeuCoins on BigBasket and Blinkit via Tata Neu app at ?1,499 per year.
The HSBC Live+ Credit Card offers 10% cashback on Zepto, BigBasket, and even offline supermarkets for ?999 annually.
The SBI Tata Neu Infinity Credit Card includes NeuCoin rewards for grocery purchases through Tata Neu and BigBasket for ?1,499 annually.
The Amazon Pay ICICI Credit Card gives 5% cashback on Amazon Fresh and Flipkart Grocery — and it’s free for life.

Frequently Asked Questions

Q1: How can I get discounts on grocery apps like Zepto?
? Use MyRupaya’s Grocery Discount Finder to locate valid Zepto coupons and pair them with cashback cards like HSBC Live+ or HDFC Swiggy.

Q2: Can I pay with a credit card on Blinkit?
? Yes, Blinkit supports card payments, and using the HDFC Tata Neu Infinity card gives 10% NeuCoins.

Q3: What’s the best card for BigBasket online shopping?
? Both HDFC Tata Neu Infinity and SBI Tata Neu Infinity work best for BigBasket with double NeuCoin rewards.

Q4: Which is the best free grocery card?
? The Amazon Pay ICICI Credit Card is lifetime free and offers 5% cashback on Amazon Fresh groceries.

Q5: Can I combine coupons and card offers?
? Absolutely. That’s what MyRupaya’s Grocery Discount Finder is built for — stacking promo codes with cashback benefits.

Conclusion

Groceries are unavoidable, but overspending isn’t, and MyRupaya’s Grocery Discount Finder makes it smarter. Whether it’s Zepto grocery for instant delivery, BigBasket online shopping for bulk orders, or Blinkit app for quick essentials, every cart can cost less with the right strategy.

Cards like HDFC Tata Neu Infinity, HSBC Live+, and Amazon Pay ICICI help slash monthly grocery costs. Combine them with MyRupaya’s live coupon alerts, and you’ll never bigbasket pay full price again.

The smarter you shop, the more you save — and MyRupaya ensures you always save on essentials.

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